Looking for a checking account but feeling confused by all the options? Let’s make it simple. Here’s what makes a great checking account, and why one local choice really stands out.
Top Features of Great Checking Accounts
When choosing a checking account, here are some key things people look for:
- No Hidden Fees
Nobody likes surprise charges! The best accounts offer:- No monthly fees or easy ways to waive them
- Clear, upfront fee information
- Easy Access to Your Money
A good checking account should include:- Plenty of ATMs without fees
- Convenient online banking and a mobile app
- Quick ways to send money to friends
- Early Pay Options
Modern accounts can help you get paid faster, so look for:- Early access to your paycheck (up to 2 days early)
- Flexibility to handle bills
- Solid Security
Protecting your money is essential, so find accounts with:- Fraud protection and quick resolution
- Identity theft monitoring
- Extra Perks
Top accounts often offer more, like:- Interest earned on your balance
- Shopping rewards or discounts
- Helpful customer service
Why PrimeWay Federal Credit Union Stands Out
After comparing accounts, PrimeWay Federal Credit Union’s Best Checking really changes the game.
PrimeWay’s Key Advantages:
- Low Fees and Wide Access:
Big banks often charge $12-$15 per month. PrimeWay keeps it simple with just a $7 monthly fee that’s waived with 20 debit card purchases.- No minimum balance
- 55,000+ free ATMs nationwide
- Extra Benefits That Pay Off:
PrimeWay’s checking account goes beyond the basics:- Earns high interest on your balance
- Offers rewards and discounts for shopping, travel, and more
- Security and Protection:
PrimeWay includes:- Identity theft and dark web monitoring
- Fraud protection and purchase protection on debit card buys
- Real Savings and Benefits:
Some perks save you real money:- Free mobile phone protection (up to $15 in monthly savings)
- Free online doctor visits (about $50+ savings per visit)
- Free roadside assistance (similar to AAA)
- Rideshare protection for Uber/Lyft
What PrimeWay Customers Say
Houston residents love the difference:
- “The roadside assistance alone saved me $100 when my car wouldn’t start!” – James R.
- “Early paycheck access and interest on my balance? Love it!” – Maria S.
Comparing Local Banks
Here’s how PrimeWay stacks up:
- Big Banks (Chase, Wells Fargo):
- Higher monthly fees and harder-to-avoid fees
- No interest on checking
- Basic protection only
- No extra perks
- Online Banks:
- Good tech features
- Limited personal service
- No local branches
- PrimeWay:
- Low fees that are easy to avoid
- Interest earned on balances
- Full protection features
- Extra perks and local branches
The Smart Choice
PrimeWay’s Best Checking in Houston offers much more than a basic account. With high interest, perks that save you money, and strong protection, it’s easy to see why so many Houston residents are switching.