Health is one of those factors that makes everything else possible; good health lays an obstacle-free path for individuals so that they grow and achieve whatever they wish. India is the most populous country in the world where every life matters and hence, it is crucial to allow every citizen to access healthcare at affordable prices. This significance leads to the introduction of the Ayushman Bharat Yojana.
What Is PMJAY?
The government of India launched the Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (PMJAY) to enable people from economically weaker sections of society to access healthcare facilities at affordable rates. Every family that comes under the govt. scheme has an annual coverage of up to Rs. 5 lakhs.
This govt. healthcare scheme was introduced to provide the people of India with an umbrella that would save them against the uncertainties surrounding one’s health. People can save their lives and their families’ lives by availing the benefits of the scheme.
What Is The Ayushman Card?
The Ayushman Card is a major component of the PMJAY. The card allows people registered with the scheme to access and avail of all the benefits associated with the healthcare scheme like hospitalisation, surgeries, etc. from the empaneled hospitals.
Through the Ayushman Card, registered individuals or families can avail of cashless treatment of up to Rs. 5 lakhs at government or private hospitals registered with the scheme.
Benefits Of PMJAY
The primary benefit that PMJAY offers is medical aid. Registered individuals or families can avail of treatment like surgeries, hospitalisation, etc. against medical conditions without having to pay upfront. The Ayushman Card bridges the inequality between people from high-income groups and people from low-income groups and helps the government improve the well-being of the citizens irrespective of socio-economic or caste status.
Eligibility & Application Process
Eligibility for the Ayushman Card under the PMJAY scheme is mainly based on the Socio-Economic Caste Census (SECC) data to identify people from the economically weaker sections of society (rural or urban).
To learn all about the eligibility criteria and the step-by-step application process, both offline and online, please read Jaagruk Bharat’s article on the Ayushman Bharat Yojana. Jaagruk Bharat is an online platform that is dedicated to working towards breaking down the complexities of government schemes and programs so that more and more people can access the schemes and avail their benefits.
Conclusion
The Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (PMJAY) is a major health insurance scheme launched by the government of India to enable people from economically weaker sections of society to access quality healthcare services.
To learn more about government schemes and programs, please head over to Jaagruk Bharat, a platform dedicated to breaking down the complexities of the schemes. You can also write to Jaagruk Bharat on their community page for any queries you might have.